The Difference Card Email Formats
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The Difference Card
- The Difference Card uses 6 different email formats. The most common is lastName-firstNameInitial (for example, doe-j@differencecard.com), which appears in about 87% of work addresses.
- Other common patterns include:
- lastName.firstNameInitial: doe.j@differencecard.com (4%)
- lastName-firstName: doe-jane@differencecard.com (5%)
The Difference Card’s Popular Email Formats
| Format | Example | Percentage |
|---|---|---|
Format lastName-firstNameInitial |  doe-j@differencecard.com | Percentage: 87% |
Format lastName-firstName | doe-jane@differencecard.com | Percentage: 5% |
Format lastName.firstNameInitial | doe.j@differencecard.com | Percentage: 4% |
Format lastNameInitial_firstNameInitial | d_j@differencecard.com | Percentage: 2% |
Format lastNameInitial_firstName | d_jane@differencecard.com | Percentage: 1% |
Format firstName_lastName | jane_doe@differencecard.com | Percentage: 1% |
Contact top employees from
The Difference Card
Christian DifferdingRenewal Support Manager
Richard PerrinChief Technology Officer
Jeff PiccoloManager of Client Success
Heather CrovoVice President Human Resources
Jun ChoiChief Financial Officer
Emily BuchananTeam Lead, Member Education
Travis BrownImplementations lead
Matthew HegartyVice President of Underwriting
Taylor LazorTalent Acquisition Lead
Stephanie SchmeltzerProduct Manager
Sheryl Renee HoppesOperations Manager
Jourdan EnglertSenior Manager of Client Success, West Region
Shelby TylerMarketing Manager
Chris CalderoneChief Revenue Officer
Erica RichardsonOperations Team Lead
Nathan SassanoCustomer Success Specialist III
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The Difference Card Corporate Information: FAQ
The Difference Card was founded in 2001 and is headquartered in Greenwich, Connecticut. With a team of 100 to 200 professionals, the company generates between $50 million and $100 million in annual revenue. Its core expertise lies in liability insurance for the healthcare sector, delivering solutions that span benefit administration, cost containment and regulatory compliance.
The firm offers a broad portfolio including Benefit Cards, FSA and HSA products, COBRA and MERP services, TPA and HRA management, as well as DCA and guaranteed savings options. Through its integrated Benefit Admin System and broker‑partner relationships, The Difference Card supports employers with employee benefits planning, wellness programs and insurance plan design. Leadership teams feature Vice President Heather Crovo for Human Resources, Matthew Hegarty overseeing underwriting, Chief Technology Officer Richard Perrin, and regional leaders such as Tom Koebel and Justin Wick.
The firm offers a broad portfolio including Benefit Cards, FSA and HSA products, COBRA and MERP services, TPA and HRA management, as well as DCA and guaranteed savings options. Through its integrated Benefit Admin System and broker‑partner relationships, The Difference Card supports employers with employee benefits planning, wellness programs and insurance plan design. Leadership teams feature Vice President Heather Crovo for Human Resources, Matthew Hegarty overseeing underwriting, Chief Technology Officer Richard Perrin, and regional leaders such as Tom Koebel and Justin Wick.
The Difference Card uses 6 email formats across its organization. The most common pattern is lastName-firstNameInitial (e.g., doe-j@differencecard.com), used in approximately 87% of work addresses.
The Difference Card currently employs over 100-200 people from United States, Ukraine, with a head office in Greenwich, Connecticut.
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