The Difference Card: Detailed Company Information & Corporate Profile
Summary
The Difference Card was founded in 2001 and is headquartered in Greenwich, Connecticut. With a team of 100 to 200 professionals, the company generates between $50 million and $100 million in annual revenue. Its core expertise lies in liability insurance for the healthcare sector, delivering solutions that span benefit administration, cost containment and regulatory compliance.
The firm offers a broad portfolio including Benefit Cards, FSA and HSA products, COBRA and MERP services, TPA and HRA management, as well as DCA and guaranteed savings options. Through its integrated Benefit Admin System and broker‑partner relationships, The Difference Card supports employers with employee benefits planning, wellness programs and insurance plan design. Leadership teams feature Vice President Heather Crovo for Human Resources, Matthew Hegarty overseeing underwriting, Chief Technology Officer Richard Perrin, and regional leaders such as Tom Koebel and Justin Wick.
| The Difference Card Website | differencecard.com |
| Phone Number | 888-343-2110 |
| Industries | |
| The Difference Card Headquarters Address | 777 W Putnam Ave, Greenwich, Connecticut, 06830 US |
| Company Size | 100-200 employees |
| Specialities & Services | Healthcare, Benefit Card, FSA, Health Insurance, Healthcare Savings, Employee Benefits, HSA, MERP, COBRA, TPA, HRA, DCA, Benefit Admin System, Broker Partner, Guaranteed Savings, Underwriting, Compliance, Wellness, Cost Containment, Insurance Plans |
| Founded | 2001 |
| Estimated Annual Revenue | $50M - 100M |
| Updated: | 2026-09-18 |
The Difference Card Org Chart
Chief Executive Officer
C-Level
Chief Technology Officer
Chief Financial Officer
Chief Revenue Officer
Estimated Website Traffic
The chart shows a growth in traffic to the differencecard.com website. In August, traffic increased to 32574, compared to 28325 in the previous month. The highest traffic in 2026 was recorded in August, reaching 32574 visits.
Workforce Turnover
Number of employees switched from or switched to
Departmental sample breakdown
Length of Employment
The Difference Card's workforce includes employees across a wide range of tenure levels.
11% have been with the company for less than 1 year11% have been with the company for 1 to 2 years17% have been with the company for 3 to 4 years22% have been with the company for 5 to 7 years22% have been with the company for 8 to 10 years17% have been with the company for more than 11 years
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The Difference Card Corporate Information: FAQ
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